About

Ralph is an experienced lawyer specialising in financial services regulation, including in the areas of consumer credit, regulated mortgage contracts, payment services, insurance intermediation and fintech products. He has advised a wide range of clients, from established retail banks and credit card lenders to SMEs and start-ups. Ralph was previously the head of legal at a private bank and lead counsel at a high street retail bank. He also has extensive experience of advising senior executives on a range of risk and compliance matters at another retail bank and a major credit card issuer

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